Maria Martens

Final Expense Insurance

What is Final Expense Life Insurance?

Final expense insurance is a whole life policy that pays medical bills and funeral expenses when you die. It’s also known as burial or funeral insurance. It’s a popular choice among seniors.

Most final expense plans have these features:

Whole life insurance

no expiration if premiums are paid

Cash value

insured may be able to take out a policy loan Fixed premiums as long as they’re paid

Simplified issue

usually no medical exam (also called a life insurance exam) is required, just health questions on the application
Easy application process

Fast approvals

coverage can often be issued in days Affordable rates

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